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Credit Assistance Programs in Kenner, LA

The Ray Brandt Toyota finance department offers our Louisiana customers access to credit assistance and available bankruptcy approval programs designed to help even the most credit challenged individuals obtain a new or used car. Regardless of your current credit score or your previous credit history, Ray Brandt Toyota wants to help with your next car loan or lease. Complete our online finance application today!

What Documentation Should You Bring to the Dealership for Financing?

Valid License

Valid Driver's License

Verify your license is not expired, revoked, or suspended. Also ensure the address listed on your driver's license is current and matches your state of residence.

Proof of Insurance

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Preemptively adding a new car to your policy will not be necessary until approval.

Proof of Residency

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

Proof of Employment

For approval, a recent (within 30 days) pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of professionally prepared tax returns.

Personal References

Personal References

Most finance professionals expect six references. A reference means any individual that knows you personally -- be it a family member, friend, or work colleague. Your list should include full names, addresses, and phone numbers. Keep in mind your references cannot reside at the same address. As a courtesy, get permission from your references before listing them as a lender may contact them.

Phone Number Verification

Phone Number Verification

Any phone number provided must be in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.

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Sales: (504) 613-6099  
Service: (504) 434-4729